Trusted by money transfer operators in the UK and Australia

Money Transfer & Remittance Software for Licensed MTOs

Launch a white-label remittance platform using your own licence and providers. Remitz supplies the technology — customer web, back office and operational workflows — not the licence or customer-funds accounts.

Umesh Ramidi, founder of Remitz
15 Years in Remittance
20+ Payment & Payout Integrations
Built for Real MTO Operations
6 Live Remittance Businesses

Built by Remitz founder Umesh Ramidi · Registered in England & Wales · Companies House No. 12691280 · Established 2020 · India GSTIN 36AUTPR1263P1ZP

Platform capabilities

  • KYC/AML workflows
  • FX & multi-currency ledger
  • Agent, payout & pre-funding management
Your licence. Your providers. Your brand. Our technology. Remitz builds and runs the platform. Remitz never holds customer funds. You hold the FCA authorisation and the accounts with your chosen payment, payout and KYC providers — we connect them. See how a launch works.

Money transfer operators building on Remitz

Tayrex Exchange Layla Money Transfer RemitM AstraRemit Forex Bridge BreadX

Find the right detail for your decision

Remittance Software Features

Explore customer, back-office, compliance and agent workflows.

Money Transfer Software Pricing

Operational plans start at £299/month plus £1,500 setup. Provider fees are separate.

Remittance Software Integrations

Bring your provider list. We confirm existing connectors, supported services and any new development.

SPI Licence Applicant Software

Prepare in a non-operational hosted environment: £79/month with no setup fee while your FCA application is in progress.

The platform

What your customers actually see

Your website, your rates

Your domain, branding and pricing. This example shows a customer quote using the operator’s rates and fees.

See the platform screens

Customer-facing remittance website with a live exchange rate calculator showing GBP to INR

They create an account

Registration and document capture connect to your chosen KYC provider. Your team sets the required checks.

See the platform screens

Account creation screen on a white-label remittance platform

They choose where the money goes

Customers choose a corridor, amount and delivery method. Confirm rate validity and available payout options for your implementation.

See the platform screens

Send money screen showing destination country selection, amount, exchange rate and recipient amount

They review and pay

The review shows rates, fees and recipient amounts. Payment options shown are examples; availability depends on your contracted providers.

See the platform screens

Transfer review screen showing exchange rate, fee, total cost, recipient amount and payment method options

They track it

Customers view recipients, transactions and available account features. Wallet balances and other modules depend on your agreed scope.

See the platform screens

Customer dashboard showing wallet balance, transaction totals, recent beneficiaries and transaction history
Your next step

Where Remitz fits in your business

Whether you are starting, replacing existing software or expanding, begin with the operation you need to run.

Already have providers?

Keep your contracts. We review your integration requirements, confirm supported services and quote any additional development.

Starting a remittance business?

Use an existing platform under your brand. Arrange your authorisation and providers alongside the software, not after it.

Moving away from manual processes?

Bring your current onboarding, transaction and reporting processes. We map them to platform workflows and identify any gaps.

Replacing legacy software?

Plan around data access, provider connections and continuity of service. Migration scope depends on your existing records and systems.

Adding agents or corridors?

Review branch workflows, pre-funding and provider coverage before go-live. Each new route needs the right operational arrangements.

Adding customer web or mobile?

Show customers your brand online. Mobile capability is included in Growth; publishing and other-plan requirements are scoped separately.

Your licence
You remain the operator
Your providers
Your contracts and accounts
Your brand
White-label customer experience
Our technology
Software and implementation
How it fits together

What we provide, and what you bring

Remitz provides

  • White-label web and back-office software, with mobile capability according to your plan
  • Integration of your chosen providers, subject to supported services and agreed scope
  • Hosting and technical maintenance under the agreed service terms
  • Configuration, testing, training and go-live support

You provide

  • Your applicable licence or regulatory arrangement; an application alone does not permit live operations
  • Your banking, FX, payment, payout, KYC and other provider accounts and contracts
  • Provider API credentials, and responsibility for customer funds, safeguarding and your compliance programme

Why it works this way

Our technology. Your licence. Your providers. Your brand. Remitz does not hold customer funds or provide licences, banking or safeguarding accounts, payment or payout accounts, or FX liquidity. Existing compatible integrations can reduce implementation work; new services or providers need technical scoping and may require separately quoted development.

See the full ten-step process

  • Your own provider relationships
  • Your licence and your brand
  • Our technology and implementation support
Implementation

From demo to launch: what needs to be ready

Agree the scope, connect your providers and test the workflows before launch. Authorisation, provider readiness and any additional development affect the schedule.

1
Before you commit Demo, requirements, agreement
2
We configure your platform Branding and configuration
3
We connect your providers Your contracts, credentials and agreed integrations
4
Validate before launch Testing, training and operator sign-off

See the full ten-step process

Inside the platform

See the workflows behind the customer journey

These illustrations outline the areas to review in a demo. Your plan, provider services and agreed configuration determine the available workflows.

Compliance Module

Compliance workflows, with your team in control

Review customer checks, transaction flags and records in the back office. Your compliance team sets policy and makes decisions; chosen providers supply verification and screening services.

KYC and screening-provider connections
Customer verification workflows
Transaction monitoring for your team's review
Reporting and audit-log scope agreed with you
Explore the sandbox
Illustration of compliance dashboard workflows
Transaction Engine

Transaction & FX Management

Manage transactions, corridor fees and FX margins. Your banking and FX providers supply the accounts, rates and liquidity; provider responses determine external status updates.

Transaction management and status tracking
FX margins using your rate sources
Corridor-based fee management
Access permissions confirmed for your teams
Explore the sandbox
Illustration of transaction and FX management workflows
Digital Platform

Customer web and mobile channels

Give customers a branded journey for registration, beneficiaries and transfers. Payment methods and mobile availability depend on your providers, plan and configuration.

Customer web portal with white-label branding
Funding methods through your contracted providers
Transfer updates and notification workflows
Web access, with mobile capability by plan
Explore the sandbox
Illustration of a customer self-service portal
Agent Network

Agents, branches and pre-funding

Manage agent transactions, commissions and pre-funding records centrally. Wallet and ledger balances are software records, not bank or safeguarding accounts supplied by Remitz.

Agent onboarding and compliance workflows
Individual agent ledgers and pre-funding
Commission tracking and reporting
Currency and branch requirements agreed at setup
Explore the sandbox
Illustration of agent network management workflows
Before you commit

Agree the details that matter to your operation

Your brand and implementation scope
Your customer experience carries your brand. Agree the channels, modules and customisation in your quotation, including mobile publishing where relevant.
Configuration versus custom development
We distinguish existing settings from changes that need development. New workflows or provider services may require separately quoted work.
Compliance technology is not a compliance programme
Your team owns policy, investigations and regulatory submissions. Confirm checks, monitoring rules, report formats and evidence requirements before implementation.
Provider execution and settlement
Your contracted providers perform collections and payouts. Agree funding, settlement and failure-handling arrangements with them; Remitz supplies the connecting software.
Security and hosting evidence
Review access controls, data locations, backups, recovery and expected volumes for your proposed deployment. Request evidence and agree service levels in writing.
Founder-led implementation and support
Work through requirements with Remitz. Training, hosting, maintenance, support coverage and response arrangements are set out in your agreement.
Ecosystem

Your providers, connected to your platform

Existing connectors can reduce work. Your provider agreements, credentials and supported services determine what we connect; new work is scoped separately.

Payout Network Integrations

Bank, wallet or cash delivery through your contracted partners

SMS & Communication Gateways

OTP and messaging through your chosen service; confirm connector scope

Email & Notification Services

Email delivery through your chosen service; provider fees are separate

Airtime & Value-Added Services

Airtime top-up via DT One; confirm available destinations and services

Identity Verification & KYC APIs

Identity verification and screening are separate checks; agree both

Payment Gateway Integrations

Collection methods depend on your provider agreement and approval

Your software should fit your provider strategy

Choosing remittance software is about more than the send-money screen. Review the operational workflows, agent controls and provider connections against how your business works.

  • Keep your licence, provider contracts and brand.
  • Test transaction states and reconciliation before launch.
  • Check what happens when a provider delays, rejects or fails a transaction.
  • Agree responsibilities and costs before committing.

What our customers say

“I have been very happy with the service provided. The software is easy to use, reliable and has made managing our money transfer transactions much easier. The support team has also been helpful and responsive. I would highly recommend their service to other businesses.”
Layla Money Transfer Abdul Mohammed Layla Money Transfer

Guides & Resources

Playbooks and buyer's frameworks for UK MTOs and fintechs.

UK Launch Guide 2026

Educational guidance on authorisation, providers and launch preparation.

Software Comparison Guide

Questions to ask when evaluating software and requesting proposals.

White-Label Providers Guide

Distinguish technology vendors from regulated service providers.

Enterprise Remittance Solutions

Discuss infrastructure, service levels and custom integration requirements.

UK Money Transfer Corridors

Explore destination requirements; provider coverage needs confirmation.

Questions before you book a demo

What does Remitz provide?
Remitz provides white-label customer web and back-office software for remittance operators, with agent, transaction, compliance and provider-integration workflows. Modules, mobile capability and implementation work depend on your plan and agreed scope. See platform features.
Do I need my own licence and provider accounts?
Yes. You need the appropriate authorisation or regulatory arrangement for live operations, plus your own banking, payment, payout, KYC and FX relationships. Remitz supplies the technology, not licences, accounts or liquidity, and never holds customer funds.
Can I use my existing providers?
Bring your provider list and requirements. We confirm supported connectors and services, then scope configuration, testing and any additional development. You retain the contracts and supply the API credentials; provider charges are separate.
How long does implementation take?
Typical implementation is 15–30 days once authorisation is in place and providers are ready with API credentials, subject to configuration and testing. The agreed schedule depends on your scope.
What does Remitz cost?
Starter costs £299/month plus £1,500 setup. Growth costs £799/month plus £2,000 setup; Enterprise is quoted. Provider charges and any additional development are separate. Confirm modules, hosting and support in your quotation.
Is a mobile app included?
White-label iOS and Android capability is included in Growth. Confirm the app workflows, publishing arrangements and any other-plan requirements before agreeing your implementation.
Who is responsible for compliance?
You remain responsible for your compliance programme, customer decisions, safeguarding and regulatory submissions. Remitz provides supporting software workflows; verification and screening services come from your chosen providers. Agree the required checks and reporting scope with us.
Can I explore the software before authorisation?
Yes. Explore the sandbox, or use the £79/month SPI applicant environment with no setup fee. The applicant environment is non-operational: it does not permit live transfers or provide a licence.
Get Started Today

Ready to Launch Your Remittance Business?

Book a demo and discover how Remitz can power your money transfer operations.