About Remitz

Who Is Remitz?

Remitz is a UK-based fintech company providing FCA-ready white-label money transfer software and remittance platforms for licensed Money Transfer Operators (MTOs), payment institutions, and growing fintech businesses. Built by Kreativ Web Solutions Limited (CRN 12691280), Remitz delivers the technology infrastructure that enables businesses to launch, manage, and scale their money transfer operations across the global remittance market with full regulatory confidence in the United Kingdom and beyond.

What Does Remitz Do?

Remitz provides a comprehensive white-label money transfer software platform that equips licensed MTOs and fintech businesses with everything they need to operate a compliant remittance service. The platform includes built-in AML/KYC compliance checks, an advanced agent management system, a multi-currency FX engine for real-time exchange rate management, global payout integrations with banks and mobile wallets worldwide, real-time transaction monitoring, and automated regulatory reporting designed to meet FCA, HMRC, and PSR requirements. To explore the full range of capabilities, see our money transfer software features.

Whether you are a newly licensed MTO preparing to send your first transfer or an established payment institution looking to modernise your technology stack, Remitz offers a production-ready platform that can be branded, configured, and deployed rapidly. The software is designed from the ground up to comply with PSD2 regulations, GDPR data protection standards, and the operational expectations of UK financial regulators. Learn more about what is money transfer software and how it powers the modern remittance industry.

Who Does Remitz Serve?

Remitz is purpose-built for businesses operating in the regulated money transfer and payments space. Our platform serves a wide range of organisations across the UK fintech ecosystem and the global remittance market:

• Licensed Money Transfer Operators (MTOs) — businesses holding FCA authorisation or HMRC registration to provide money remittance services.
• Fintech startups — early-stage companies entering the remittance or cross-border payments market who need production-ready infrastructure.
• Payment institutions — authorised or small payment institutions (SPIs) seeking a modern platform to manage transfers, compliance, and agent networks.
• Banks and financial institutions — traditional banks looking to add remittance services or modernise legacy transfer systems.
• SPI licence applicants — businesses in the process of applying for a Small Payment Institution licence who need to demonstrate robust technology to regulators.

If you are preparing to enter the money transfer market or need to upgrade your existing platform, contact the Remitz team to discuss your requirements.

Why Was Remitz Built?

Remitz was built to eliminate the technology barrier for businesses entering the money transfer market. Previously, launching a remittance business required massive investment in custom software development, often costing hundreds of thousands of pounds and taking years to build. Many licensed MTOs and fintech businesses found themselves unable to compete because the cost and complexity of building compliant technology from scratch was simply prohibitive.

Our mission is to democratise access to enterprise-grade money transfer technology. By providing ready-made infrastructure that includes AML/KYC compliance, transaction monitoring, agent management, and global payout integrations out of the box, Remitz allows businesses to focus on growing their customer base and expanding into new corridors rather than wrestling with software development. We believe every licensed MTO deserves access to the same calibre of technology that powers the largest remittance companies in the world.

Is Remitz FCA Regulated?

Remitz software is FCA-ready, meaning it has been designed and built to meet the technical and operational requirements set by the Financial Conduct Authority (FCA) for money remittance and payment services businesses in the United Kingdom. The platform supports FCA, HMRC, and PSR reporting requirements, including automated suspicious activity reporting, transaction record-keeping, and regulatory data exports.

Remitz is developed by Kreativ Web Solutions Limited, a company registered at Companies House with Company Registration Number (CRN) 12691280. While Remitz provides the technology platform, each client business operates under its own FCA authorisation or HMRC registration. Our software is built to ensure that your operations remain fully compliant with all applicable regulations, including PSD2 and GDPR, giving you and your regulators confidence in your technology infrastructure.

Where Is Remitz Based?

Remitz is headquartered in Sheffield, South Yorkshire, United Kingdom, at 151 Sheffield Road, Woodhouse Mill, Sheffield, S13 9ZB. Located in the heart of the UK fintech ecosystem, Sheffield provides an excellent base for serving both domestic and international clients in the money transfer industry.

While our headquarters are in the UK, Remitz serves clients globally, supporting money transfer operations that span over 50 countries. Our team works with MTOs, payment institutions, and fintech businesses across Europe, Africa, Asia, and the Americas, helping them launch and scale compliant remittance platforms powered by our technology.

Meet the Remitz Team

Why Businesses Trust Remitz

Compliance & Legal

Remitz is operated by Kreativ Web Solutions Limited, incorporated under the UK Companies Act 2006 and registered on the companies house with Company Registration Number 12691280. Our software is designed to help businesses meet FCA, AML, KYC, GDPR, and PSD2 compliance requirements.